Disclaimer

1. General Information Only

The information provided on this website and through PropertyInvestmentProfessionals services is general in nature and does not take into account your individual financial situation, objectives, or needs. You should:

• Consider your own financial circumstances carefully
• Seek independent professional advice
• Conduct your own due diligence on any investment
• Consider the appropriateness of any investment for your situation

2. Investment Risks

Property investment carries significant risks that may result in financial loss, including:

Market Risks

• Property values may fall as well as rise
• Market conditions can change rapidly and unpredictably
• Economic downturns may affect property demand and values
• Interest rate changes can impact investment returns

Property-Specific Risks

• Vacancy periods without rental income
• Unexpected maintenance and repair costs
• Difficulty in selling property when desired
• Changes in local area desirability
• Natural disasters and insurance issues

Financial Risks

• Borrowing to invest magnifies both gains and losses
• You may lose more than your initial investment
• Cash flow may be negative, requiring additional funding
• Tax laws and benefits may change

3. No Guarantee of Returns

PropertyInvestmentProfessionals makes no guarantees or warranties regarding:

• Investment performance or returns
• Capital growth or rental yields
• Suitability of any particular investment
• Achievement of your investment objectives

4. Professional Licensing

While PropertyInvestmentProfessionals operates under appropriate Australian licenses and our advisors are qualified professionals, you should:

• Verify the credentials of any advisor
• Understand the scope of services being provided
• Seek multiple opinions on significant investments
• Consider engaging independent professionals such as solicitors, accountants, and building inspectors

5. Third-Party Information

Our website and services may include information from third parties. We:

• Do not verify the accuracy of third-party information
• Are not responsible for third-party content or services
• Do not endorse third-party products or services
• Recommend you verify all information independently

6. Website and Technology

This website is provided "as is" and we make no warranties regarding:

• Website availability or functionality
• Accuracy or completeness of information
• Freedom from viruses or other harmful components
• Compatibility with your systems

7. Regulatory Considerations

Property investment is subject to various laws and regulations that may change, including:

• Tax laws and concessions
• Foreign investment rules
• Lending criteria and regulations
• Planning and zoning laws
• Strata and tenancy laws

8. SMSF Investment Disclaimer

Self-Managed Superannuation Fund (SMSF) property investment has additional considerations:

• Strict compliance requirements apply
• Penalties for non-compliance can be severe
• Limited liquidity during pension phase
• Specialist advice is strongly recommended

9. Geographic Limitations

Our services are designed for Australian residents and are subject to Australian laws. International investors should seek advice specific to their circumstances and jurisdiction.

10. No Financial Product Advice

Unless specifically stated otherwise, the information provided does not constitute financial product advice as defined under the Corporations Act 2001 (Cth).

11. Limitation of Liability

To the maximum extent permitted by law, PropertyInvestmentProfessionals excludes all liability for any loss or damage arising from:

• Use of this website or our services
• Reliance on information provided
• Investment decisions made
• Third-party actions or omissions

12. Contact for Clarification

If you have questions about this disclaimer or need clarification about our services: